A. I. Goncharov
Volgograd State University; Volgograd Branch of Plekhanov Russian University of Economics; Moscow University “Synergy”
Russian Federation

Alexander I. Goncharov, Doctor of Economics, Doctor of Law, Professor; Professor at the Department

Department of Civil Law and Procedure; Department of Economics and Finance; Department of Banking

400062; 100, Universitetskii pr.; 400066; 11, Volgodonskaya ul.; Volgograd; 129090; build. 1, 9/14, Meshchanskaya ul.; Moscow

M. V. Goncharova
Moscow University “Synergy”
Russian Federation

Marina V. Goncharova, Doctor of Economics, Professor; Professor at the Department

Department of Banking

129090; build. 1, 9/14, Meshchanskaya ul.; Moscow

A. A. Orlova
Moscow University “Synergy”
Russian Federation

Alina A. Orlova, Master of Economics; Senior Lecturer

Department of Banking

129090; build. 1, 9/14, Meshchanskaya ul.; Moscow